What I found was a kind of a quick loan, actually, a title loan. However, it was somewhat more affordable than the regular payday loan and the reason for that was that it had to be secured with a car as collateral. Since we owned a car, we applied for it and we got the sufficient amount of money to pay back within the next five months with not so large fees and we were very satisfied with it. Finally, we were able to take our children to the seaside and together enjoy a little bit of the healthy sunshine and sea air. When we got back home, there were three more installments left for us to pay (within three months) and we managed to pay it back on time.
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All in all, we were really satisfied with the service the lending company provided us with. Had we not found this way to get into possession of the needed money, our children would probably have not seen the seaside for another year or two. Thus, all of this turned out quite well in the end. We got to take the kids to the seaside and we did not have to pay very high interest rate and loan fees. We did have to introduce some restriction upon our arrival back home until we paid back the whole loan, but it was for a good cause and we do not regret.